Calculators from Mackenzie Investments

RRSP Calculator

RESP Calculator

RRSP Illustrator

RRSP Loan Planner

Advantage of Early Investing

Registered vs. Non-Registered Investing

Investment & Regular Deposit

Investment & Regular Withdrawal

RIF/LIF/LRIF Calculator

Debt Consolidator

Household Cash Flow Statement

Net Worth Statement

 

 

This calculator is for illustrative purposes only and should not be relied upon as an accurate indication of your financial retirement needs. As each individual’s situation is different and changes over time, the results are limited by the accuracy of the assumptions you make in providing the information used in the calculation. I (we) do not guarantee that this calculator is reliable, accurate or complete or that it will be compatible with your computer.

 

Explaining two new sections on your Manulife Securities account statements

Your December 31, 2016 account statements from Manulife Securities will include two new sections. One explains how your account's rate of return is being calculated, and the other helps you understand the commissions you pay on your account holdings. Click here to take a look at a guide that explains these two sections in more detail, and please get in touch if you have any questions at all.

Update on U.S. equities

Watch this video to hear from Philip Petursson, Chief Investment Strategist at Manulife Investments, discuss the prospects for a brighter future in the U.S. equity market.

Update on the fixed income market

Learn more from Philip Petursson, Chief Investment Strategist at Manulife Investments on his view of bond yields and the bond market.

Update on U.S. equities

Watch this video to hear from Philip Petursson, Chief Investment Strategist at Manulife Investments, discuss the prospects for a brighter future in the U.S. equity market.

Explaining two new sections on your Manulife Securities account statements

Your December 31, 2016 account statements from Manulife Securities will include two new sections. One explains how your account's rate of return is being calculated, and the other helps you understand the commissions you pay on your account holdings. Click here to take a look at a guide that explains these two sections in more detail, and please get in touch if you have any questions at all.

The value of advice

In an effort to stay healthy, you make seeing your doctor a priority. Your doctor knows your medical history and, if there is a problem, can recommend a course of treatment. The same concept applies to your finances – regular checkups with an advisor can go a long way towards improving your financial health. Whether your goal is to reduce debt, buy a house, save for retirement or simply pay the bills, you don't have to go it alone.

Regardless of your stage of life or amount of wealth, you can benefit from the professional counsel and services of an advisor. In fact,71 per cent of advised households started working with an advisor when they had less than $50,000 in investable assets.1 Milestones such as buying a first home, starting a new job or having a child are all good opportunities to address new financial needs and begin working with an advisor.

Start with a consultation

An advisor starts by understanding your objectives and doing a thorough analysis of your complete financial situation. Next, he or she will work with you to put a strategy in place to help reach your goals. A comprehensive plan allows you to balance today's needs with your goals for the future, easily adapt to changes in circumstance and plan ahead for emergencies, as well as helping you be in control of your financial well-being.

An advisor may be able to help by doing some or all of the following:

  • Creating a disciplined savings strategy including cash flow planning and debt management
  • Designing and implementing a customized investment strategy
  • Proposing tax reduction strategies
  • Facilitating will and estate planning
  • Reviewing and recommending insurance products, including life,disability and critical illness
  • Providing access to a network of professional resources such as accounting and legal services

A prescription for long-term success. As you develop your plan, it's important to be realistic about your expectations. An advisor won't magically make your debt disappear or guarantee double-digit returns on your investments. He or she will, however,provide ongoing support and guidance so you can remain focused on your goals through the ups and downs life throws your way.The Value of Advice Report 2012 by the Investment Funds Institute of Canada found that households that receive financial advice are:

  • 1.5 times more likely to stick to theirfinancial decisions
  • More confident about theirfinancial future
  • More than twice as likely to participate in Registered Retirement Savings Plans, Registered Education Savings Plans and Tax-Free Savings Accounts

As you can see, those who work with an advisor have a clear advantage –both in terms of increased financial benefits and level of confidence about their overall finances.

Regular checkups: Your financial well-being depends on them

Getting started early on with an advisor and scheduling routine reviews can provide a considerable financial advantage in the long run. Be sure to ask questions and get the information you need to feel a high level of trust and comfort. After all, the healthiest and most rewarding relationship is one that will benefit you not just today, but well into your future.

1 Claude Montmarquette and Nathalie Viennot-Briot, Econometric models on the value of advice of a financialadvisor, CIRANO, July 2012.

Update on the fixed income market

Learn more from Philip Petursson, Chief Investment Strategist at Manulife Investments on his view of bond yields and the bond market.

Update on the Canadian equities market

Watch the video below to learn more from Philip Petursson, Chief Investment Strategist at Manulife Investments, on his view of the relationship between oil and performance of the TSX.

Update on the Canadian equities market

Watch the video below to learn more from Philip Petursson, Chief Investment Strategist at Manulife Investments, on his view of the relationship between oil and performance of the TSX.

Update on U.S. equities

Watch this video to hear from Philip Petursson, Chief Investment Strategist at Manulife Investments, discuss the prospects for a brighter future in the U.S. equity market.

Update on U.S. equities

Watch this video to hear from Philip Petursson, Chief Investment Strategist at Manulife Investments, discuss the prospects for a brighter future in the U.S. equity market.

Update on U.S. equities

Watch this video to hear from Philip Petursson, Chief Investment Strategist at Manulife Investments, discuss the prospects for a brighter future in the U.S. equity market.

Update on U.S. equities

Watch this video to hear from Philip Petursson, Chief Investment Strategist at Manulife Investments, discuss the prospects for a brighter future in the U.S. equity market.

Update on U.S. equities

Watch this video to hear from Philip Petursson, Chief Investment Strategist at Manulife Investments, discuss the prospects for a brighter future in the U.S. equity market.

Explaining two new sections on your Manulife Securities account statements

Your December 31, 2016 account statements from Manulife Securities will include two new sections. One explains how your account's rate of return is being calculated, and the other helps you understand the commissions you pay on your account holdings. Click here to take a look at a guide that explains these two sections in more detail, and please get in touch if you have any questions at all.